Car insurance is a type of insurance coverage which protects a vehicle, other vehicles, and people from injury and damage resulting from an accident. It is normally required for anyone operating a motor vehicle. The cost always seems to be more than most people want to pay. But it is usually a small price to…
For drivers in most states, auto insurance is mandatory. But rather than looking at is as an expense you’d rather not make, it should be viewed as a low cost way to provide protection and peace of mind to you, your family and those people and things which might be affected by an accident you…
So you let someone else drive your car, big deal! Whether it is to test out a new vehicle you just purchased or wisely allowing a designated driver to take over the wheel, a lot of people have allowed a friend or family member to drive their car before. But did you know that loaning…
Poor credit score will make life difficult in more ways than one. It makes it increasingly difficult to get a loan for a car or house, it limits what you are able to do in terms of getting financial assistance for other needs, and it creates unpleasant car insurance premiums. But just how bad of…
Low cost auto insurance is something everyone desires, but it can seem a bit dreamy at times. Prices are constantly going up and the need to be insured is a no brainer. In an effort to drop the prices to some degree, a lot of people opt to go for higher deductibles. But is this…
Health insurance should not be an option, but a mandatory expense you include each year. When it comes to running a business, you will need to decide whether you want to get group insurance or keep everyone on individual insurance. And it can be a difficult decision to make. Individual health insurance is purchased by…
Running a small business comes with countless responsibilities and duties along with a handful of decisions. One of the many crucial decisions you will need to make is whether or not to pursue group health insurance for the company or remain as individuals. To help with the decision, here are some basic commonalities of health…
From premiums to deductibles, co-pay to coinsurance, selecting individual health insurance can bring on heart-burn on its own. But identifying an appropriate plan to meet your needs doesn’t have to be all that difficult after all. Here are some simple tips to help you narrow in on the best plan for you. The most important…
All insurance companies have differing rules and regulations when it comes to insuring drivers. How they come up with premiums and why they penalize drivers differs as well. But there are some commonalities amongst all companies including specific reasons you may be canceled by company. You will find there are specific guidelines each company follows…
Nothing good comes from driving under the influence. DUI’s put you at risk, other drivers at risk, they come with a hefty fine, and it most certainly affects your car insurance premium. It is something that will show up on your record and stay there for quite some time. But just how bad is it?…