The day your teen gets their license and is ready to hit the road is one of the hardest days for any parent. Before you hand over the keys though you need to be sure that your teen has proper car auto insurance in effect. When you get ready to add your teen to your auto policy you should shop around. Insuring your teen’s car can get expensive so you want to be sure you are getting the best deal on your policy.
You must have your teenagers listed on your car auto insurance policy if they are going to drive. If they are away at school or out of town for the summer and you are 100% sure they will not be driving you can take them off the policy for a short time to save some money. During the time they are not listed on the policy though they can not drive for any reason.
Teen rates can be steep there are a few ways to save though. A really big factor is the kind of car your teen is going to drive. If you plan buying your 16 year old a Mustang for their birthday expect to pay through the nose for car auto insurance. Getting your teenager a safe and sensible car with good safety features will go a long way on saving you on premiums. Not only that but new drivers are safer in these types of vehicles as well.
There may be other ways you can get a break on your teen’s car auto insurance. Many carriers will offer discounts for students who get good grades. There are often also discounts to be had for things like driver’s ed, driving learning courses and other courses designed to keep your teen safer in the car.
Like any kind of car insurance the best way to find a good rate is to get several companies to give you a quote. You will find there can be a really big range between carriers’ prices so it is very important to shop around. You can use an online auto insurance quote form to make it easier. You fill out one form and get rate quotes from several different carriers.
Letting your teen hit the road is going to be stressful no matter what but you can relieve some of the stress by making sure your teen is covered with the right car auto insurance. You can relieve even more stress by making sure you are paying the lowest rate.