For many years if someone wanted to get a car insurance quote, they would contact an agent and give them information necessary to do so. Then it would take a day or so to get a quote back from the agent in order to make a proper evaluation. The Internet provided a way to enter information through a website and then get back one or more quotes. However it would sometimes take a while to have the information entered processed in order to provide a quote. But now there are many options for someone to enter key information and then receive an instant car insurance quote. Let’s explore this interesting option further.
A number of companies including Progressive, Geico, and Esurance have websites which allow you to enter key information pertaining to the generation of an insurance quote.
When you access one of these sites, you will find a button which you can press to begin the process to get an instant insurance quote. In most cases there will be a form which asks you to fill information such as your name, address, phone number, etc.
You will then be asked to provide your driver license information as well as information on the vehicles you want to insure. There will most likely be other questions pertaining to where the car will be driven, how much, etc.
Then you will have the opportunity to specify the kind of coverage you want and their limits. At that point, the system will immediately generate a quote for your review. The great thing about this is once a quote has been generated, you have the opportunity to edit the quote by changing some of the parameters involved.
So if you want to add certain coverage or change any part of it, the system will immediately and automatically recalculate the quote and modify the premiums accordingly.
These systems typically also allow you to store you r current quotation so you can easily go back to it later and perform further review and analysis. And once you have decided that you want to obtain insurance coverage based on that quote, you have the option to make the first payment online in order to secure the coverage. The system will then generate the necessary paperwork and issue id cards.
Once the policy has been issued, you can use this online system to gain access to your account information. So you can monitor and arrange payments, make changes to our policy, review and print out documents and perform many other useful tasks.
All these processes occur in real time so it can save you a great deal of time and hassle when it comes to evaluating options for a new policy.