There is a special type of insurance coverage which may be required in a number of states including Illinois for those drivers who have been involved in circumstances which have deemed them to be high risk and a threat to innocent citizens. This coverage is called SR22 insurance. Although this coverage is generally more expensive than traditional car insurance it may still allow drivers who might otherwise be unable to operate their vehicles the ability to do so legally. Therefore we will discuss some suggested ways in which someone can obtain SR22 insurance.
SR22 insurance is issued by many car insurance companies. Therefore a good place to start is to discuss your need for SR22 insurance with your insurance agent (if you have one). Your agent may represent only one company. If this is the case and their company does not issue SR22 insurance policies then they may have to recommend another company to consider. However the agent may be an independent agent which means that he/she represents several insurance companies. In this case there is a good chance that one of their companies can underwrite an SR22 policy.
You may also look for companies or agents to discuss your requirements with by checking out listings in the Yellow Pages. If you look through the car insurance section you should see many advertisements for different companies and types of insurance coverage. Look for a company which advertises that they deal with SR22 insurance requirements.
The Internet is another very convenient and effective way to find companies who can issue SR22 insurance policies. If you use a search engine like Google and type in the appropriate search term you should find many listings for companies and agents who can assist you. And since many of the listings also have direct links to company websites it can be a very fast and effective way to learn more about the company and what it can provide.
There are even some websites which allow you to shop for SR22 insurance coverage and then pay for the initial premium entirely online. If you need to bind coverage quickly this can be a great option to consider.
The company can send you the required insurance identification cards and make all the necessary filings with the state so that you can be in complete compliance with all requirements for SR22 insurance coverage. Whichever route you choose there are many simple options to consider if you need to obtain SR22 insurance coverage.