The state of Illinois has a very strict requirement for all owners and operators of motor vehicles to maintain a minimum amount of motor vehicle insurance. This helps to protect the citizenry in the state from injury caused by uninsured drivers. For the people who don’t abide by this requirement, there are strict fines and repercussions.
This state has also established a special type of car insurance coverage for drivers they consider higher risk. It is called SR22 insurance. We’ll discuss this type of coverage and let you know how it can keep you operating your vehicle legally if you are required to obtain it.
There are a number of reasons why a driver needs to have this special kind of coverage. The first factor concerns operating a vehicle with no current insurance coverage. Illinois and many other states take this problem very seriously. If you are caught doing so the chances are very strong that you’ll need SR22 insurance.
There are a number of other reasons why someone might need to get SR22 insurance. They can include the following:
- Driving while intoxicated or under the influence of drugs or alcohol
- Being charged with an excessive number of traffic infractions or moving violations over a short period of time
- Involvement in a serious at fault accident
- Leaving the scene of an accident
- Failure to pay court ordered child support
- Driving with a suspended license
If you need to obtain this coverage you cannot normally legally operate a vehicle without it. Therefore there are ways to obtain this coverage and get it filed very quickly. The Internet is a great way to find carriers who offer this type of insurance. In many cases they can also quote you a rate and get it processed the same day. Many documents and approvals are done online.
When you are in need to drive your vehicle legally with SR22 insurance coverage this option should be a very important one to pursue. Simply search online for SR22 insurance coverage and you’ll find many options both online and offline to get you the required coverage and filings quickly and effectively.
Just remember that there can be very serious fines and penalties for operating a vehicle requiring SR22 insurance. Why take the risk when this coverage can normally be obtained the same day? Check out these options and see for yourself. The Internet also has many informative sites to help answer your questions and concerns related to this coverage.