SR22 insurance is a special type of car insurance which may be required for drivers who are deemed to be at high risk and may therefore pose a threat to other drivers. The coverage helps to provide some extra protection to innocent parties which may become involved in accidents or other issues related to this at risk driver.
There are a number of important reasons why someone may be required to obtain SR22 insurance. It can include the following:
- Driving with a suspended or revoked license.
- Being charged with a DUI or DWI infraction.
- Leaving the scene of an at fault accident.
- Operating a vehicle with no insurance coverage in those states which require them.
- Being charged with multiple moving violations or accidents
In most cases a driver in one of these situations must obtain this coverage or be unable to operate a vehicle legally. There are some convenient ways to obtain this coverage which will be reviewed here.
Since many car insurance companies can issue this type of coverage a good option is to contact a car insurance agent. It can be an agent who represents one company or an agent who represents several companies. If you look in a local directory like the Yellow Pages you can find many such agents. Their ads will most likely indicate if they deal with SR22 insurance coverage.
And the Internet is another great way to easily find companies and/or agencies which can assist a driver in obtaining this type of coverage. If you go to Google and type in the appropriate search term you’ll get a comprehensive listing to check into further. Since many of these listings have direct links to websites this process is made even faster and easier.
There are even websites where you can enter required information and then receive quotes for this type of coverage. If you decide to bind the coverage you can confirm the information and then make the necessary payments online. Since the paperwork and payments can be sent online everything can be done almost immediately.
In many cases you can shop for, confirm pricing, and receive a confirmed policy along with the necessary id cards the same day! It is fast, effective and very convenient for those who need to get this coverage right away in order to get back on the road and operate their vehicles legally.