Teenagers tend to have a red flag above them when it comes to driving. Statistics show that 16 year-olds get into accidents almost six times more than drivers between the age of 30 and 59. On top of this, speeding tickets are given out a far greater rate. But there are some things your teenager can do to maintain an affordable Waukegan auto insurance premium.
Teenagers are definitely know-it-alls, but that doesn’t mean they don’t watch you or take after you anymore. Setting a good example behind the wheel is the first step to helping your teenager stay safe on the road. Always using your turn signal, driving the speed limit, staying the proper distance behind other cars and staying calm are highly recommended.
Of course, a little incentive never hurt either. Waukegan auto insurance can be reduced for teenagers who have good grades. Find out how much is saved and let them know you will pay them a certain amount if they maintain good grades. This saves you money, helps keep them motivated in the classroom, and rewards them for their hard work.
Driver education courses are not the most enjoyable thing to sit through, but there is a chance your teen will catch a few things here or there. And even if they don’t, discounts are available for teens who take recognized driving classes. Just make sure you call ahead to find out which schools are covered.
A first car as a teenager is a big deal and it’s a big deal for a parent as well. If you really want to pay a high premium on Waukegan auto insurance, get your son or daughter a sport car. Otherwise, don’t pay big bucks just to live it up through your teenager. While a safe car isn’t at the top of the list for their dream cars, it will help lower your premiums drastically.
A simple solution to save money right from the start is to just put your teenager on your policy. Instead of setting up an independent policy for your teen, just make them an additional driver. Any kind of discounts that are applied to your policies will then be passed on to them.
The final tip, and perhaps the most important of all, is to give them support. Don’t be like the rest of the public and assume they are going to be a horrible driver. Ride with your teenager, offer them encouragement, and throw in a few safety tips here and there. But if you tell them they are doing a good job and show support, you will be amazed at how far it will go toward keeping them safe and out of trouble while minimizing your Waukegan auto insurance premium.